FAQ's Personal
Title Loans

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Frequently Asked Questions
About Title Loans

A title loan is a type of secured loan where borrowers can use their vehicle title as collateral.

The process typically takes 24-48 hours, depending on the verification of documents and approval.

Applying for a title loan is quick and convenient. Complete an online application to get your free, no-obligation estimate, or give us a call and complete your application over the phone.

Please contact us or use our branch locator to find the nearest location to you.

There’s no application or processing fee when you apply for a title loan.

Additionally, you’ll pay no hidden fees when applying for a title loan. There’s no early prepayment penalty if you decide to pay off your loan ahead of schedule.

Getting approved for a title loan does not involve a credit check. You can qualify for a loan with good credit, no credit or bad credit. Title loan with bad credit.

There are basic requirements for getting approved for a title loan. You must be at least 18 years old with a lien-free car title. You also need a steady income source, references and identification.

Title loans offer low, competitive interest rates — comparable to rates offered by many traditional lenders...

The amount of your title loan depends on the condition of your vehicle. Based on the make, mileage and year, you can qualify for a title loan up to hundreds or thousands of dollars.

Title loans feature flexible repayment terms. You can pay off your loan over weeks, months or years.

If your title loan payments are too high, give us a call and we can restructure your loan to reduce the monthly payment..

Title loans differ from payday loans. Payday loans must be repaid in full within two weeks. Title loans are paid off over an extended period of time and offer better rates.

Yes, you can qualify for a title loan if you are unemployed or receive other income, such as income from unemployment compensation, disability, child support or alimony.

Once you receive a title loan, use the cash for any purpose. This includes paying bills, home or car repairs, college tuition, wedding expenses or a vacation.

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Loan Cheetah is always ready to help you out with a car title loan.
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